Galen Elise Call, CRMP. Certified Reverse Mortgage Professional Monterey California

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galencall February 8, 2012

Things You Just Do Not Need to Spend Money On

Are you spending your money on things which are completely unnecessary? If you are looking to save money and help your finances go further in these tough economic times, examine your spending habits and see if there are any needless expenses you can cut from your budget.

Here are some examples of things that you really don’t need to spend money on:

Filed Under: Personal Finance Tagged With: Budget, personal finance, saving money

galencall February 6, 2012

Clever Ways to Save Money on Hotel Rooms

Do you love to travel but hate paying full price for a hotel room? If you do a lot of traveling, the costs of staying in hotels can really add up after a while. However, there are some ways that you can get the same hotel room for a lot less money.

You just have to know a few clever money saving tricks.

Filed Under: Travel Tagged With: Budget, saving money, travel

galencall February 4, 2012

How to Get Your Partner to Help Out More

Taking care of all the chores around the house can be a full time job, especially when you have children. Cooking, cleaning, buying groceries, and taking care of the household can get quite overwhelming, especially if you are saddled with most of the burden.

If you feel that you are struggling to get everything done on your own and you need a bit more help from your partner, it’s important to ask them in the right way. Nagging or guilt tripping can only create negative feelings and make both parties feel bad.

You want to speak to your husband or wife in a way that encourages them to help you share the responsibilities and work together as a family.

Filed Under: Relationships Tagged With: gratitude, Relationships, teamwork

galencall February 3, 2012

How to Start a Conversation with a Stranger

Have you ever seen someone who looks attractive, nice or interesting and thought you would love to have a chat with them? Perhaps you would like to get to know them more, or you think that they would be fun to talk to?

Unfortunately, in our society it is deemed “weird and creepy” to start talking to random strangers, and most people don’t strike up a conversation with others in public places for fear of rejection or being invasive.

Here are some ways that you can start a conversation with a stranger at a party, on a bus, or in any public space without making the situation uncomfortable:

Filed Under: Personal Development Tagged With: Breaking the Ice, Conversation, Meeting People

galencall February 1, 2012

How to Defeat a Chaotic Laundry Pile

Have you forgotten what the floor of your bedroom looks like because it is constantly under a carpet of discarded clothing? Do you let your laundry pile up until sorting, washing and folding it becomes a full day job? Here are a few tips to tame your laundry chaos and make cleaning your clothes much easier:

Filed Under: Home Care Tips Tagged With: efficiency, home management, Laundry

galencall January 31, 2012

How to Deal With Coworkers Who Drive You Crazy

Every office has at least one; the person who makes you want to curl up under your desk and cry, or beat them senseless with a stapler.

You can’t choose your co-workers, and sometimes it can be incredibly frustrating to work in an environment with someone like this. When they don’t deliver work when promised, refuse to collaborate, and fail to listen to feedback they make your job difficult and increase the stress level for everyone else.

Filed Under: Personal Development Tagged With: patience, stress, workplace

galencall January 27, 2012

Sick and Tired….Escaping the Golden Handcuffs

The term Golden Handcuffs is often used to describe a financial incentive that keeps an employee from leaving a company. The employee is locked into such a sweet high paying position that they simply can’t afford to leave.

However, this term can be applied to your position in life as well.

Filed Under: Personal Development Tagged With: dreams, Life Plan, Lifestyle, personal growth, Trap

galencall January 25, 2012

Feeling Overwhelmed? How to Make a To-Do List That Gets Done

Making a to-do list is a great way to see at a glance what you need to get accomplished in a day.

However, some to-to lists help productivity more than others, and a bad to-do list might do more harm than good. If you can invest a little bit of time planning out your tasks for the day in a clear and achievable list you will be able to accomplish things much more smoothly.

Here are a few ways that you can make the best to-do list possible:

Filed Under: Personal Development Tagged With: overwhelm, Productivity, To Do List

galencall January 23, 2012

Trying to Lose Weight? Eating to Get the Most Out of Your Workout

Did you know that the food you eat before and after working out can have an impact on how effective your exercise regime is? Strawberry Smoothie

Working out takes energy, and the food that you use to fuel that energy makes a big difference. When you fuel up on the right nutrients you can superpower your workout and make the most of your time in the gym.

Filed Under: Health and Wellness Tagged With: Diet, exercise, Food, Health, lose weight, Workout

galencall January 21, 2012

Say What? I Wanna Talk About Me!

Have you ever had the experience of realizing that the person you were speaking with was simply not listening?

They might have looked like they were paying attention, but your words were simply going in one ear and out the other. Chances are this left you feeling frustrated and unappreciated, especially if what you were saying was very important.

Listening is a very important communication skill that not everyone has mastered.

Filed Under: Personal Development Tagged With: Ask Questions, Build Rapport, Listening, patience, Relationships

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GALEN ELISE CALL, CRMP


Certified Reverse Mortgage Professional

Call Today: 831-645-1164
gcall@apmortgage.com

NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

APM Reverse Mortgage Group

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

Licensed by the Department of Financial Protection and Innovation under the CRMLA

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Not available in New York.

Copyright © 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

3000 Lava Ridge Ct. Suite 103
Roseville, GA 95661

Branch NMLS #150590

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