Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call October 9, 2012

Should you use reverse mortgage to pay off home loan?

Should you use reverse mortgage to pay off home loan? How, when and why to take a reverse mortgage   By Jack Guttentag,  Inman News® Editor’s note: This is the last in a six-part series. Read Part 1, Part 2, Part 3, Part 4 and Part 5. “I reached 62 this year and have a mortgage […]

Filed Under: Personal Finance Tagged With: finance, Financial Planning, personal, personal finance, Retirement, reverse mortgage

Galen Call June 25, 2012

Smart Tips for Beginning Investors

So you have reached the point where you have some money in savings that you want to keep for the long term future.

However, you realize that putting it in your run of the mill savings account will likely result in its compound interest rates barely keeping up with inflation.

You are willing to accept a little bit more risk in return for a higher reward and you are interested in investing in the stock market.

Investing can be intimidating for the beginner and there is a lot to learn about the world of stocks and bonds.

Here are a few things to remember when you are first starting out:

Filed Under: Personal Finance Tagged With: Financial Planning, Investing, personal finance, Retirement, Wealth

Galen Call May 2, 2012

Are You Sabotaging Your Own Budget?

You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.

Where does it all go and what are you missing?

Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:

Filed Under: Personal Finance Tagged With: Budget, money, personal finance, saving money

Galen Call February 8, 2012

Things You Just Do Not Need to Spend Money On

Are you spending your money on things which are completely unnecessary? If you are looking to save money and help your finances go further in these tough economic times, examine your spending habits and see if there are any needless expenses you can cut from your budget.

Here are some examples of things that you really don’t need to spend money on:

Filed Under: Personal Finance Tagged With: Budget, personal finance, saving money

Galen Call December 2, 2011

Three Tips for Becoming More Aware of Your Spending Habits

It’s not how much money you earn that will make you rich; rather it is your spending habits. How aware are you of what you spend on a daily basis? Do you ever think you have a certain amount of money in your account and then realize that you have a lot less? Noticing how much you spend can be the first step to learning how to manage your money better.

Here are three useful tips for becoming more aware of what you are spending:

Filed Under: Personal Finance Tagged With: budgeting, personal finance, spending

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GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

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Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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