Galen Call Reverse Mortgage Specialist Monterey California

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Is a Reverse Mortgage Right for You?

Get the facts from a qualified reverse mortgage specialist.
Who Might Benefit from Knowing More About Reverse Mortgages?
• Seniors looking to improve cash flow.
• Adult Children looking to help their parents age in place.
• Trusted Advisors wanting to protect their clients' interest.
• Realtors wanting to help seniors purchase a new home.
Galen Call Reverse Mortgage Specialist

Galen Call, CRMP

Certified Reverse Mortgage Professional

NMLS 226129

Galen Call, a Certified Reverse Mortgage Professional (NMLS 226129, 1850), assists qualified homeowners with reverse mortgages within a 75-mile region in the Monterey Peninsula and surrounding areas. Geographic areas served by Galen are listed below.

MONTEREY PENINSULA
• Monterey
• Pacific Grove
• Pebble Beach
• Carmel
• Big Sur
• Marina
• Seaside

SALINAS AREA AND NORTH
• Salinas
• King City
• Santa Cruz
• Aptos
• Watsonville
• Hollister
• San Juan Bautista

SAN JOSE AREA
• San Jose
• Los Gatos
• Cupertino
• Saratoga
• Campbell
• Gilroy
• Morgan Hill

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Rates Rise and the HECM line of credit can too!

Although the Federal Reserve again raised the short-term interest rate yesterday May 4, 2022, the impact on a reverse mortgage loan is both positive and negative. As interest rates increase, the amount that you qualify to receive at application from the reverse mortgage decreases. However, your current loan balance which needs to be paid off […]

Healthcare and a Reverse Mortgage ~ start 2022 financialy healthy!

Healthcare becomes an increasingly important issue as you age. As retirement approaches, planning to deal with declining health—and more specifically—the costs involved, can make or break the financial stability that most of us aim for at the end of our careers. One tool that older homeowners have at their disposal to meet the financial demands […]

Great option for retirement planning…

Happy New Year 2022! One significant change effective January 1, 2022 is the maximum claim amount or lending limit in the United States for the FHA insured HECM, Home Equity Conversion Mortgage. That new number is $970,800 This is a significant increase over the prior year and benefits those home values which appreciated above the […]

A HECM isn’t for Everyone YET it can be a Fabulous Tool for Unlocking Home Equity

Robert Klein, CPA is the founder and President of Retirement Income Center in Newport Beach, CA. As a writer and publisher, he brings a holistic approach to retirement planning and presents a five-point matrix to consider with respect to evaluating a reverse mortgage. This comprehensive review illustrates the following factors: Projected Mortgage Balance Projected Savings […]

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Equal Housing Opp

Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Our Location


288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751