saving money Archives – Galen Call Reverse Mortgage Specialist Monterey California

Galen Call May 31, 2012

How to Still Be Social Even When You Are Saving

Many people have the idea that being frugal and saving your money means that you have to lead a boring life of sitting at home making budgets, counting pennies and staring at the wall.

However, this is absolutely not true. If you are saving for a financial goal or to pay off debt it doesn’t mean that you need to cut out your social life completely!

Although going out for drinks, meals and shopping with your friends is very expensive, there are other ways to spend time with the people you love without needing to splurge.

Galen Call May 2, 2012

Are You Sabotaging Your Own Budget?

You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.

Where does it all go and what are you missing?

Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:

Galen Call February 8, 2012

Things You Just Do Not Need to Spend Money On

Are you spending your money on things which are completely unnecessary? If you are looking to save money and help your finances go further in these tough economic times, examine your spending habits and see if there are any needless expenses you can cut from your budget.

Here are some examples of things that you really don’t need to spend money on:

Galen Call February 6, 2012

Clever Ways to Save Money on Hotel Rooms

Do you love to travel but hate paying full price for a hotel room? If you do a lot of traveling, the costs of staying in hotels can really add up after a while. However, there are some ways that you can get the same hotel room for a lot less money.

You just have to know a few clever money saving tricks.

Galen Call November 16, 2011

Ka-Ching! Simple Tips for Trimming Down Your Grocery Bill

Do you gulp with fear every time you approach the checkout at the supermarket?

Do you end up spending a huge amount on grocery shopping every week, yet only coming home with a few bags of items?

It is possible to cut down your grocery bill drastically; you just need to know how to outsmart the supermarket and get more for your dollar.

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