Galen Elise Call, CRMP. Certified Reverse Mortgage Professional Monterey California

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galencall May 14, 2012

House on Fire! Easy Tips to Save You Money on Home Insurance

Earthquakes, windstorms, rain damage, flooding, falling trees, vandalism, burglary… there are many things which could possibly happen to cause damage to your home.

This is why homeowner's insurance is important, so that you can be protected in these unfortunate events.

However, home insurance doesn’t have to be as expensive as you might think.

There are a few ways that you can reduce the cost of this insurance and protect your home for less.

Filed Under: Personal Finance Tagged With: budgeting, Discounts, Home Insurance, Homeowner's Insurance

galencall May 12, 2012

The Most Beautiful Travel Destinations in the USA

From jagged mountains to sandy beaches to farmland as flat as the horizon, the United States has a huge variety of landscapes within its borders.

There are many places in the USA which will cause your jaw to drop in awe when beholding a particularly stunning landscape.

Here are a few examples of truly gorgeous places in the USA:

Filed Under: Travel Tagged With: Arizona, Colorado, Hawaii, travel, Vacation

galencall May 9, 2012

Tips for Saving Money on Life Insurance

If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves?

Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as setting aside money for your family to support them after you are gone.

Life insurance is especially important if you are the main breadwinner for the family.

Filed Under: Personal Finance Tagged With: finance, Insurance, Life Insurance, Security

galencall May 7, 2012

The History of Mother’s Day

Mother’s Day is coming up on the second Sunday in May and this is the day when we thank our mothers for all of the hard work they have done for us.

On this special day Mother’s are lavished with presents, cards and attention from their families and loved ones and usually treated to flowers, chocolates, spa treatments, gifts and more.

Have you ever wondered where this tradition of honoring our mothers came from? You might be surprised to know that Mother’s Day has older origins than you might think.

Filed Under: National Holiday Tagged With: History, Holiday, Mother's Day, trivia

galencall May 5, 2012

Cheaper Alternatives to Big City Breaks in the USA

Many people who live in smaller towns or in the countryside love to spend their holidays in a major city. During a “city break” they can enjoy the cultural events, nightlife, fine dining, shopping and impressive architecture that only a decent sized city can provide.

However, the USA’s biggest and most famous city destinations, such as New York and LA are notorious for their astronomical prices. Although these huge mega-cities are very exciting to spend time in, they can also make a small travel budget disappear very quickly.

The good news is that there are many other alternative city break destinations which will offer plenty of culture, shopping, food and nightlife for a much cheaper price.

In these cities you will find better hotel rates, lower prices of gas, and more affordable food so that you can enjoy the excitement of the city for less.

Filed Under: Travel Tagged With: American Cities, travel, Vacation

galencall May 2, 2012

Are You Sabotaging Your Own Budget?

You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.

Where does it all go and what are you missing?

Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:

Filed Under: Personal Finance Tagged With: Budget, money, personal finance, saving money

galencall April 30, 2012

How to Never Lose Your Car Keys…Or Anything Else Again!

Scientists have reported that Americans spend approximately 16 minutes on average per day searching for lost items, which adds up to a full year of our lives.

That means that over the course of your lifetime you will spend one full year in frustration, searching desperately around your house for your car keys, remote control, cell phone, or other important belonging.

Is there any way that you can reduce the amount of time that you spend looking around for your stuff?

Filed Under: Personal Development Tagged With: clutter, Lost Keys, organization

galencall April 28, 2012

Strange and Quirky Facts about Mexico

Are you heading south of the border for your next holiday?

Mexico is a unique and fascinating country, with a diverse range of inhabitants and a long and complex history. There is a lot to know about Mexico, and learning a bit about this country can make your holiday a lot more interesting.

Here are some facts about the country, some strange, some funny, and some intriguing. Perhaps they will spark your interest and get you curious to learn more about Mexico during your travels:

Filed Under: Travel Tagged With: Mexico, travel, trivia, Vacation

galencall April 27, 2012

How to Stay Fit Without a Gym Membership

Do you want to get in better physical shape, but hate the high costs of a gym membership and the intimidating atmosphere of big sweaty guys grunting over weights?

Don’t worry; belonging to a gym is not the only way that you can get your exercise fix.

There are many ways that you can get in great shape without ever having to set foot in a gym.

Here are a few ideas to get you started:

Filed Under: Health and Wellness Tagged With: exercise, Gym, Health, Workout

galencall April 25, 2012

Branching Out – How to Celebrate Arbor Day

Trees are amazing living things.

They can live for hundreds of years, they can grow under all kinds of extreme conditions and they quietly cleanse CO2 from our atmosphere and provide us with oxygen.

They sway in the breeze, freeze in the winter and offer us welcome shade on a hot summer’s day. Trees give us everything from a perch for our childhood clubhouse to the wood in our pencils to the heat in our fireplace.

We should celebrate trees every day of the year, but the official holiday to honor these leafy wonders is Arbor Day.

The name Arbor Day comes from the Latin word “arbor” which means tree.

This holiday is dedicated to the planting and care of trees and it originated in Nebraska in 1872.

The holiday is observed in the springtime and the date changes according to the suitable planting conditions. In 2012, Arbor Day will be held on April 27th.

Here are a few ideas of what you can do on Arbor Day:

Filed Under: Environment Tagged With: Arbor Day, Environment, Holiday

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GALEN ELISE CALL, CRMP


Certified Reverse Mortgage Professional

Call Today: 831-645-1164
gcall@apmortgage.com

NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

APM Reverse Mortgage Group

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

Licensed by the Department of Financial Protection and Innovation under the CRMLA

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Not available in New York.

Copyright © 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

3000 Lava Ridge Ct. Suite 103
Roseville, GA 95661

Branch NMLS #150590

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