Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call October 9, 2012

Should you use reverse mortgage to pay off home loan?

Should you use reverse mortgage to pay off home loan? How, when and why to take a reverse mortgage   By Jack Guttentag,  Inman News® Editor’s note: This is the last in a six-part series. Read Part 1, Part 2, Part 3, Part 4 and Part 5. “I reached 62 this year and have a mortgage […]

Filed Under: Personal Finance Tagged With: finance, Financial Planning, personal, personal finance, Retirement, reverse mortgage

Galen Call June 7, 2012

Clever Ways to Cut Your Food Bill Down

When it comes to saving money, there are a few things that you can’t cut back on too much because you need them to survive, such as clothing, shelter and food.

You can take the bus to work and not buy a big screen TV, but you will not live very long if you don’t eat!

However, buying food doesn’t have to be as expensive as you might think.

If you wince in horror everything you take out your wallet at the supermarket, there are many ways that you can cut down your food bill while still eating healthy and tasty meals.

Filed Under: Personal Finance Tagged With: Budget, finance, Food Costs, Grocery Shopping

Galen Call May 9, 2012

Tips for Saving Money on Life Insurance

If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves?

Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as setting aside money for your family to support them after you are gone.

Life insurance is especially important if you are the main breadwinner for the family.

Filed Under: Personal Finance Tagged With: finance, Insurance, Life Insurance, Security

Galen Call April 11, 2012

Smart Ways to Use Your Tax Refund

If you are expecting a large tax refund this year, what will you do with it?

It might be tempting to spend this large windfall on shopping, eating out and other fun things.

However, a tax refund is also an opportunity to gain some financial headway and set you up in a better situation for the future.

Here are a few smart ways to use your tax refund this year:

Filed Under: Personal Finance Tagged With: budgeting, finance, Planning, Tax Refund

Galen Call November 8, 2011

How Diverse Streams of Work Can Help You Keep Your Cash Flowing

Imagine a full time job is like a large flowing river of income. With this one source, you have all of the financial flow that you could possibly need, and your expenses are covered in comfort. However, what about when something happens and the river ceases to flow? Your industry could experience a drought, or you could lose your job, causing the flow of that river of income to be dammed up forever.

Filed Under: Personal Finance Tagged With: finance, income, money

GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

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Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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