Galen Elise Call, CRMP. Certified Reverse Mortgage Professional Monterey California

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galencall July 13, 2012

Revisiting Housing Market Predictions For 2012

Analysts made bold calls at the start of the year about the housing and mortgage markets. How good were their predictions?

Filed Under: The Economy Tagged With: Freddie Mac, Home Prices, Mortgage Rates

galencall July 11, 2012

84 U.S. Markets Improving In July

84 U.S. metropolitan areas are showing "measurable and sustained growth" this month.

Filed Under: Housing Analysis Tagged With: IMI, Improving Market Index, NAHB

galencall June 25, 2012

Smart Tips for Beginning Investors

So you have reached the point where you have some money in savings that you want to keep for the long term future.

However, you realize that putting it in your run of the mill savings account will likely result in its compound interest rates barely keeping up with inflation.

You are willing to accept a little bit more risk in return for a higher reward and you are interested in investing in the stock market.

Investing can be intimidating for the beginner and there is a lot to learn about the world of stocks and bonds.

Here are a few things to remember when you are first starting out:

Filed Under: Personal Finance Tagged With: Financial Planning, Investing, personal finance, Retirement, Wealth

galencall June 22, 2012

How to Travel Cheaply in Your Retirement Years

If you are nearing retirement age there are many things to look forward to in your future, such as the chance to take time for yourself, pursue your hobbies and of course travel the world.

This is the chance to see some of the places you have always wanted to see, which you postponed in the name of career and raising a family. Now that the kids have flown the nest you can pack your bags and take off on an adventure.

Filed Under: Travel Tagged With: Retirement, Seniors, travel

galencall June 20, 2012

More Money Than Month? How to Stick to Your Budget

So you’ve gone through the hard work of making a budget, written down your expenses and your income and made a plan for your spending.

However, sometimes the hardest part of budgeting is sticking to your plan. You might have the intention of cutting down your spending and putting money in your savings, but if you don’t stick to this plan it will not happen.

Here are a few tips that will help you stick to your budget and meet your goals:

Filed Under: Personal Finance Tagged With: Budget, Financial Protection, Saving

galencall June 11, 2012

Common Credit Card Myths Debunked

Although credit cards have been used since the 1960s, there are several untrue myths which still persist about them in society.

Understanding the truth behind these common myths will help you to use your credit card more effectively.

Filed Under: Personal Finance Tagged With: Credit Cards, Financial Protection, Fraud

galencall June 7, 2012

Clever Ways to Cut Your Food Bill Down

When it comes to saving money, there are a few things that you can’t cut back on too much because you need them to survive, such as clothing, shelter and food.

You can take the bus to work and not buy a big screen TV, but you will not live very long if you don’t eat!

However, buying food doesn’t have to be as expensive as you might think.

If you wince in horror everything you take out your wallet at the supermarket, there are many ways that you can cut down your food bill while still eating healthy and tasty meals.

Filed Under: Personal Finance Tagged With: Budget, finance, Food Costs, Grocery Shopping

galencall May 31, 2012

How to Still Be Social Even When You Are Saving

Many people have the idea that being frugal and saving your money means that you have to lead a boring life of sitting at home making budgets, counting pennies and staring at the wall.

However, this is absolutely not true. If you are saving for a financial goal or to pay off debt it doesn’t mean that you need to cut out your social life completely!

Although going out for drinks, meals and shopping with your friends is very expensive, there are other ways to spend time with the people you love without needing to splurge.

Filed Under: Personal Finance Tagged With: Budget, Entertainment, saving money

galencall May 23, 2012

How to Make Your Retirement Savings Grow As Fast as Possible

Have you started saving for your retirement? When you are young it might seem like a long way away, but in order to save enough money to stop working the earlier you start, the better.

But what if you want to make your retirement savings grow faster and perhaps retire a few years earlier?

Here are some tips that will help you accelerate towards your goal:

Filed Under: Personal Finance Tagged With: 401k, Retirement, Savings

galencall May 19, 2012

Doh! The Biggest Job Interview Mistakes

The job interview is one of the most important parts of applying for a job and the first impression that you make in this interaction is mostly what the employer will be basing their decision on.

That is why it is very important that you present yourself professionally in your job interview so that you can really impress the employer.

However, there are a few major mistakes that many people make in job interviews that can really damage their chances of getting hired.

If you have ever not been called back after a job interview you might want to ask yourself if you have committed any of these blunders and how you can avoid them in the future:

Filed Under: Personal Development Tagged With: Blunders, Hiring, Interview, job, Mistakes

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GALEN ELISE CALL, CRMP


Certified Reverse Mortgage Professional

Call Today: 831-645-1164
gcall@apmortgage.com

NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

APM Reverse Mortgage Group

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

Licensed by the Department of Financial Protection and Innovation under the CRMLA

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Not available in New York.

Copyright © 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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Roseville, GA 95661

Branch NMLS #150590

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