Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call May 5, 2022

Rates Rise and the HECM line of credit can too!

Although the Federal Reserve again raised the short-term interest rate yesterday May 4, 2022, the impact on a reverse mortgage loan is both positive and negative. As interest rates increase, the amount that you qualify to receive at application from the reverse mortgage decreases. However, your current loan balance which needs to be paid off […]

Filed Under: reverse mortgage, Reverse Mortgages, Uncategorized Tagged With: reverse mortgage, Reverse Mortgages

Galen Call June 14, 2021

Tips to Help Adult Children Talk to Aging Parents About Retirement

Adult Children Talk to Aging Parents about Reverse Mortgages

Aging baby boomers and their adult children often find it difficult to engage in meaningful family conversations about parental retirement plans. Sensitive topics like housing, finances, health status, and the ability to continue driving are a few topics that can trigger strong emotional responses. Kiplinger.com recently published an article on this topic titled, “10 Ways […]

Filed Under: Reverse Mortgages Tagged With: Adult Children, Aging in Place, Aging Parents, Reverse Mortgages

Galen Call April 14, 2021

Completely False Myths About Reverse Mortgages That Need to Be Debunked

Are you a senior or retired individual older than 62 who is looking to supplement your retirement income? If so, you may have heard about a unique financial product known as a reverse mortgage. In today’s blog post we will explore three myths about reverse mortgages and share why they need to be debunked. Myth […]

Filed Under: Reverse Mortgages Tagged With: Reverse Mortgage Myths, Reverse Mortgage Truths, Reverse Mortgages

Galen Call January 27, 2021

Understanding Due and Payable Timelines

This article was written by Chris Clow on Jan 24th, 2021. Here is the source for the article: https://reversemortgagedaily.com/2021/01/24/why-clarity-is-key-for-reverse-mortgage-post-death-issues/?utm_source=Reverse+Mortgage+Daily Death is always a disruptive occurrence, and in the realm of financial planning, it can be a critical point at which surviving heirs need to make some key decisions regarding the fate of a decedent’s estate […]

Filed Under: Reverse Mortgages Tagged With: Reverse Mortgages

Galen Call February 16, 2017

Younger retirees may benefit from using reverse-mortgage lines of credit as interest rates rise

Financial writer Jeff Brown’s recent Wall Street Journal article,  does a good job of explaining why some financial planners are encouraging seniors in their early 60s to take a reverse mortgage line of credit. “Research has shown that setting up a line of credit as soon as possible, age 62, in order to let it grow […]

Filed Under: reverse mortgage, Reverse Mortgage HECM Tagged With: Reverse Mortgages

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GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

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Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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