Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call March 20, 2023

What can you tell me About the LIBOR Transition?

After June 30, 2023, the 1-month and 1-year LIBOR indices will no longer be published. Therefore, existing borrowers with LIBOR-based loans must be notified, prior to their next rate adjustment, that the variable portion of their interest rate will be tied to an alternate index. What can you tell me about the LIBOR Transition?The most […]

Filed Under: Uncategorized Tagged With: reverse mortgage, Reverse Mortgages

Galen Call May 5, 2022

Rates Rise and the HECM line of credit can too!

Although the Federal Reserve again raised the short-term interest rate yesterday May 4, 2022, the impact on a reverse mortgage loan is both positive and negative. As interest rates increase, the amount that you qualify to receive at application from the reverse mortgage decreases. However, your current loan balance which needs to be paid off […]

Filed Under: reverse mortgage, Reverse Mortgages, Uncategorized Tagged With: reverse mortgage, Reverse Mortgages

Galen Call January 28, 2022

Healthcare and a Reverse Mortgage ~ start 2022 financialy healthy!

Healthcare becomes an increasingly important issue as you age. As retirement approaches, planning to deal with declining health—and more specifically—the costs involved, can make or break the financial stability that most of us aim for at the end of our careers. One tool that older homeowners have at their disposal to meet the financial demands […]

Filed Under: Uncategorized Tagged With: reverse mortgage

Galen Call March 21, 2016

A Good Life became Better!

In the beautiful spring month of May 2011, I received a call from a business friend who said “we are ready to sell our home of 20 + yrs. and move closer to services!”  This excited announcement could only come from a couple living in the country and longing for a short commute and a […]

Filed Under: Reverse Mortgage HECM, Uncategorized Tagged With: reverse mortgage

Galen Call December 5, 2014

Loan Limit to Remain the Same

The national loan limit for ( HECM) Home Equity Conversion Mortgages will remain at $625,500 in 2015, the Department of Housing and Urban Development announced today in Mortgagee Letter 2014-25. The $625,500 loan limit also applies to traditional high-cost areas, such as Alaska, Hawaii, Guam and the U.S. Virgin Islands. To read ML 2014-25, click […]

Filed Under: reverse mortgage, Uncategorized Tagged With: reverse mortgage

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GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Equal Housing Opp

Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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