Galen Elise Call, CRMP. Certified Reverse Mortgage Professional Monterey California

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galencall July 17, 2013

3 Common Home Financing Problems And How To Avoid Them

Getting the best mortgage financing for your new home can sometimes be a complicated process and, unfortunately, things can go wrong. Using a licensed and trusted mortgage loan specialist can help alleviate many of these challenges.

Filed Under: Home Financing Tips Tagged With: Financing Tips, Loan Approval, Mortgage

galencall July 9, 2013

The Best And Worst Times Of The Year To Sell Your Home

Does the time of year when you put your home on the market affect how well it will sell? What about the final sales price?

According to many specialists in housing trends the answer is yes. The time of year when you sell your home can have an effect on how many people are interested and how much the home will sell for.

Filed Under: Home Selling Tips Tagged With: best time to sell, Home Sale Timing, Sell Your Home

galencall July 2, 2013

3 Retirement Solutions using a Reverse Mortgage

Retirement has become a frightening prospect for millions of Americans who haven’t made adequate financial preparation for it, yet face the likelihood of living much longer than any prior generation of retirees. The Center For Retirement Research at Boston College reports that more than half of all households will not be able to maintain their standard of living in retirement. 

The HECM reverse mortgage is a partial solution to the crisis. It is partial because it is feasible only for homeowners who have significant equity in their homes on retirement. But that is a very sizeable chunk of the retirees who need help. This article focuses on three seniors whose problems differ in severity but each of the three is typical of millions of others. read more

Filed Under: Uncategorized

galencall June 28, 2013

How To Improve Your Credit Score For Better Financing Terms

You have found a home and are ready to apply for financing. Your pre-approval amount comes back not as high as you would have expected and at an interest rate significantly above what your friends just got on their loan. This could be because you have an average to poor credit score.

Filed Under: Home Financing Tips Tagged With: Credit Report, Credit Tips, Home Financing

galencall June 27, 2013

5 Important Tips To Help Smooth Your Move When You Have Teens In The Home

You've got a new job offer across the country and you are planning to pack your things, buy a home and make the big move.

However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing?

Filed Under: Home Buyer Tips Tagged With: Moving tips with teens, Moving with family, New Home Purchase

galencall June 13, 2013

Why It’s Critically Important To Have A Home Inspection

Many home buyers have found the perfect house, signed on the dotted line and may think they've watched enough home improvement shows to know if the home they're getting is in good shape. Unfortunately, some buyers make the mistake of skipping a home inspection in order to save a little cash.

Filed Under: Home Buyer Tips Tagged With: Home Buyer, Home Inspection, Home Purchase

galencall May 24, 2013

How To Throw A Memorial Day Weekend Party To Remember

Memorial Day weekend is widely regarded as the beginning of summer and many people kick off their summer plans on the weekend coming up.

We take this time to remember the brave men and women who have given their lives to protect and defend our liberty and freedom. But even while giving thanks for their sacrifice, we also celebrate the beginning of our summer with fun and (hopefully) sun!

Filed Under: Holidays Tagged With: holidays, Home Parties, Memorial Day

galencall May 21, 2013

Avoid These Common Mistakes When Pricing Your Home To Sell

It can be very difficult to determine what your property is worth in the current marketplace, because you are biased by what the property is worth to you. These emotions can get in the way of impartially evaluating a property and often cause sellers to overprice their home.

Filed Under: Home Selling Tips Tagged With: Getting Higher Sales Prices, Listing Your Home, Selling Your Home

galencall May 14, 2013

Know Your Real Estate Disclosure Laws Before You Sell Your Home

When deciding to sell a piece of real estate, there are certain things you must disclose about the property to the buyer before the sale can go through.

Disclosure laws are put in place to protect the buyer from unknowingly purchasing defective property. Not disclosing certain information about the property can jeopardize the sale, or worse, invite a lawsuit.

Filed Under: Home Selling Tips Tagged With: Home Sale, Listing Your Home, Seller's Disclosures

galencall April 18, 2013

5 Great Questions To Ask At An Open House For Real Estate

An open house gives you a great opportunity to look closely at |**CITY % CITY**| real estate you might be interested in buying.

It also affords you the chance to chat with the owner or real estate agent so you can bring up any issues or hesitations you have with the home.

Knowing what to ask can be difficult, so below are examples of questions to ask at the next open house you attend.

Filed Under: Real Estate Tips Tagged With: Home Seller Questions, Open House, Real Estate Tips

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GALEN ELISE CALL, CRMP


Certified Reverse Mortgage Professional

Call Today: 831-645-1164
gcall@apmortgage.com

NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

APM Reverse Mortgage Group

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

Licensed by the Department of Financial Protection and Innovation under the CRMLA

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Not available in New York.

Copyright © 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

3000 Lava Ridge Ct. Suite 103
Roseville, GA 95661

Branch NMLS #150590

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