Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call September 17, 2012

Reverse Mortgage HUD Counseling Bill Passes in California

A bill passed through the California state Senate last week will require all reverse mortgage counseling within the state to be conducted in person, unless a borrower opts out of the face-to-face counseling option in favor of a telephone session.

The bill, passed by California lawmakers and awaiting a signature by Governor Jerry Brown, specifies that reverse mortgage counseling, under state law, must be conducted in person unless the borrower elects to receive the counseling in another manner.

 Upon receiving the bill, if no action is taken, the bill automatically becomes law. Gov. Brown has the option to sign or veto the bill through 12 days following receipt. The bill was presented on August 31 and would become effective once passed into law on January 1, 2013

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About Galen Call

Galen Call is a Certified Reverse Mortgage Professional (CRMP) in Monterey, California. She manages the Reverse Mortgage Division at TreeHouse Mortgage Group, a Division of American Pacific Mortgage Corporation (CALDRE #01215943 | NMLS# 1850). Galen can be reached at 831-645-1164 or by email.

Galen has been originating reverse mortgage loans since 2006 and active in the mortgage lending industry since 2003. She helps clients aged 62 and older with Home Equity Conversion Mortgages (HECM) and proprietary jumbo reverse mortgage loans. Galen brings a proactive and collaborative approach to reverse mortgage lending.

GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

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Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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