Here is a great article from Market Watch .com that discusses some of the ways in which  a planner can help look at the whole picture of retirement  when it comes to your money!  Retirement Planner article click here The author  provides information too, about the HECM and its use for  millions of Americans whose home represents their single greatest financial asset.    I may add the HECM can provide additional income, be an emergency cash fund via a line of credit or can be used to preserve a client’s investable assets / savings.  This topic around financial planning and ways in which a reverse mortgage enhances  the client’s options with cash flow is the new buzz this year.  No longer the loan of last resort, the HECM is coming of age!