Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call May 5, 2022

Rates Rise and the HECM line of credit can too!

Although the Federal Reserve again raised the short-term interest rate yesterday May 4, 2022, the impact on a reverse mortgage loan is both positive and negative. As interest rates increase, the amount that you qualify to receive at application from the reverse mortgage decreases. However, your current loan balance which needs to be paid off […]

Filed Under: reverse mortgage, Reverse Mortgages, Uncategorized Tagged With: reverse mortgage, Reverse Mortgages

Galen Call March 31, 2020

Forbes: Consider Reverse Mortgages After Coronavirus Crash

COVID-19 Crashed The Market, Now What Should I Do? Eric Brotman Contributor While we’re encouraging everyone to be patient and avoid panic-selling everything and knee-jerk … [+] GETTY The effects of Coronavirus have hit the global economy like a bullet. Across the country—and the world—people are asking the same questions when it comes to their assets: […]

Filed Under: reverse mortgage

Galen Call February 16, 2017

Younger retirees may benefit from using reverse-mortgage lines of credit as interest rates rise

Financial writer Jeff Brown’s recent Wall Street Journal article,  does a good job of explaining why some financial planners are encouraging seniors in their early 60s to take a reverse mortgage line of credit. “Research has shown that setting up a line of credit as soon as possible, age 62, in order to let it grow […]

Filed Under: reverse mortgage, Reverse Mortgage HECM Tagged With: Reverse Mortgages

Galen Call January 30, 2017

Aging Gracefully with Yoga

My eyes close and I imagine the possible fountain of youth that comes as a result of practicing yoga. When I started running many years ago, not as a young woman I may add, I felt a lot of benefits then that I now receive from yoga. Something positively magical happens! Yoga opens the body […]

Filed Under: reverse mortgage, Reverse Mortgage HECM Tagged With: reverse mortgage

Galen Call January 20, 2017

How Will Having a New President Impact Your Mortgage? Let’s Take a Look

There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump’s election will have on their mortgage and the real estate options available. Here are some possibilities for the mortgage market following the results of the 2016 election.

Filed Under: Home Mortgage Tips, reverse mortgage, Reverse Mortgage HECM Tagged With: Home Buyer Tips, Home Mortgage Tips, Interest Rates, Mortgage, Mortgage Tips, reverse mortgage, Reverse Mortgages

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GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

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Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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