Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call January 7, 2022

Great option for retirement planning…

Happy New Year 2022! One significant change effective January 1, 2022 is the maximum claim amount or lending limit in the United States for the FHA insured HECM, Home Equity Conversion Mortgage. That new number is $970,800 This is a significant increase over the prior year and benefits those home values which appreciated above the […]

Filed Under: Reverse Mortgage HECM Tagged With: HECM, reverse mortgage

Galen Call August 25, 2021

A HECM isn’t for Everyone YET it can be a Fabulous Tool for Unlocking Home Equity

Robert Klein, CPA is the founder and President of Retirement Income Center in Newport Beach, CA. As a writer and publisher, he brings a holistic approach to retirement planning and presents a five-point matrix to consider with respect to evaluating a reverse mortgage. This comprehensive review illustrates the following factors: Projected Mortgage Balance Projected Savings […]

Filed Under: Reverse Mortgage HECM Tagged With: HECM, Home Equity, reverse mortgage

Galen Call June 2, 2021

Three Tips to Ensure That a Reverse Mortgage Makes Sense for Your Financial Situation

When you apply for a reverse mortgage, also known as a  HECM home equity conversion mortgage, you are essentially borrowing money from some of the equity you have built up in your house. One great advantage of a reverse mortgage is that you are not required to make monthly payments until you no longer occupy […]

Filed Under: Reverse Mortgages Tagged With: HECM, Retiring, reverse mortgage

Galen Call May 26, 2021

Can You Use a Reverse Mortgage to PURCHASE Your Next Home? Yes, and Here’s How

The HECM for Purchase program was established in 2008. Before it was created a homeowner had to relocate and purchase a home with a traditional mortgage, establish residency, and then refinance the home with a HECM if desired.  This lengthy process would require two sets of closing costs and an extensive waiting period. Since 2008 […]

Filed Under: Reverse Mortgages Tagged With: HECM, New Home, reverse mortgage

Galen Call February 21, 2014 2 Comments

Smart Ways To Create Equity Within Your Home

Home equity is the difference between what your home can sell for and what you owe on it. Generally, the longer you own your home, the more equity you build.

Filed Under: Reverse Mortgage HECM Tagged With: HECM, reverse mortgage

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GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

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Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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