Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call January 2, 2012

The Most Popular New Years Resolutions in North America

What are the most common things that North Americans make goals to accomplish in the coming year when New Year’s comes around? HereHappy New Year are some of the most common New Year’s resolutions, and tips for making them happen.

Spending More Time with Family and Friends

The polls have suggested that more than half of Americans vowed to spend more time with their loved ones in the New Year. As the years pass by we realized that one of most important things about life is who we spend our time with, and the urge is there to reconnect and enjoy quality moments with people we care about.

Why not set up a weekly date with a friend or a family member to enjoy a favorite activity together?

Lose Weight and Become Healthier

One of the most common New Year’s resolutions year after year is a goal to shed pounds, build muscle and eat better. January is a bumper month for gym memberships, personal trainers, and weight loss programs. It’s great to have a goal to lead a healthier lifestyle, as obesity is becoming a serious health threat to our nation.

However, creating and maintaining a healthy physique requires a long term change in habits and not just a short lived fad diet so make sure that the changes you are making are sustainable.

Quit Smoking

Many people make the vow on January 1st to put down the cigarettes forever, saving themselves from a higher risk of lung cancer and a host of other respiratory ailments. They are rewarded with better health and a sense of accomplishment if they are successful in kicking the habit, but it’s not easy.

Cigarettes are so addictive, and the statistics say that %99 of people who try to quit will fail the first time. However, don’t give up if you have tried to quit and failed. Get your friends to help you commit to kicking the habit, and promise yourself a reward every time you get through another week smoke free.

Get Out of Debt                               

Many Americans have a nasty debt hanging over their heads, whether it is a credit card, student loan, car loan, or something else. One of the most popular resolutions for the year for many people will be to eliminate that debt and get finances their back in the black again.

If you want to be successful in eliminating your debts, make a budget and a financial plan where you reduce your expenses and put a chunk of money every month towards paying off your loans. Stick to the plan and you will be debt free by the end of the year!

These are a few of the most common New Year’s resolutions in North America. What is your resolution for the year ahead?

Filed Under: Personal Finance Tagged With: budgeting, Financial Planning, lose weight, New Years, Resolution

About Galen Call

Galen Call is a Certified Reverse Mortgage Professional (CRMP) in Monterey, California. She manages the Reverse Mortgage Division at TreeHouse Mortgage Group, a Division of American Pacific Mortgage Corporation (CALDRE #01215943 | NMLS# 1850). Galen can be reached at 831-645-1164 or by email.

Galen has been originating reverse mortgage loans since 2006 and active in the mortgage lending industry since 2003. She helps clients aged 62 and older with Home Equity Conversion Mortgages (HECM) and proprietary jumbo reverse mortgage loans. Galen brings a proactive and collaborative approach to reverse mortgage lending.

GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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