You have found a home and are ready to apply for financing. Your pre-approval amount comes back not as high as you would have expected and at an interest rate significantly above what your friends just got on their loan. This could be because you have an average to poor credit score.
Galen Call, a Certified Reverse Mortgage Professional (NMLS 226129, 1850), assists qualified homeowners with reverse mortgages within a 75-mile region in the Monterey Peninsula and surrounding areas. Geographic areas served by Galen are listed below.
MONTEREY PENINSULA
• Monterey
• Pacific Grove
• Pebble Beach
• Carmel
• Big Sur
• Marina
• Seaside
SALINAS AREA AND NORTH
• Salinas
• King City
• Santa Cruz
• Aptos
• Watsonville
• Hollister
• San Juan Bautista
SAN JOSE AREA
• San Jose
• Los Gatos
• Cupertino
• Saratoga
• Campbell
• Gilroy
• Morgan Hill