Blog - Galen Elise Call, CRMP. Certified Reverse Mortgage Professional Monterey California

galencall February 7, 2014

The Low Down On Heating And Cooling Your Home

If the temperature in your home is too hot at night, then you can't sleep. If it's too cold during the day, then you have to wear excessive layers.

galencall February 6, 2014

Can I Get Cash Out From My Home Right After I’ve Purchased It?

Generally when you are purchasing a home, you are buying below the appraised value and you are making a down payment. The good news is this means you have "instant equity" in your home.

galencall January 31, 2014

3 Tips To Get The Most Out Of Your Plumbing

Everyone wants their pipes to last as long as possible, but there are a couple of simple problems that might be sucking the life out of your plumbing. Long-term stress is the enemy, when it comes to your water system.

galencall January 30, 2014

What’s Your Home’s Real Value?

As a society, it seems like we've gotten away from appreciating our homes for their emotional and sentimental worth. Instead, we focus solely on their monetary value.

galencall January 29, 2014

NCOA Pledges to Improve the Lives of 10 Million Older Americans by 2020

It’s an ambitious goal with a short time frame, but the National Council on Aging is confident it can help improve the lives of 10 million older Americans over the course of the next six years.

In a goal announced Monday, the NCOA outline plans to help American seniors including access to benefits, job training, falls prevention and reverse mortgage counseling. So far, the agency estimates it has helped 1.5 million people.

“NCOA and our more than 2,000 community partners are very proud of what we have accomplished so far,” said James Firman, NCOA president and CEO. “Our goal is bold, but achievable. Through innovative partnerships with community and national organizations, we can and will improve the lives of 10 million seniors, especially those who are vulnerable and disadvantaged.” read more

galencall January 24, 2014

Dine In Style, Kitchen Design Dos And Don’ts For 2014

The kitchen is one of the most important rooms of your home. It is where you prepare all of your meals and it is often a hub of family activity. When you host a party, the action often ends up in the kitchen.

galencall January 21, 2014

Fannie Mae And Freddie Mac, How They Impact Real Estate

Fannie Mae and Freddie Mac have been in the news quite a bit over the past few years, so it's a good time to do a refresher on who they are and what role they play in the real estate market.

galencall January 10, 2014

Build A Home Gym For Your New Year’s Resolution

While many people claim every January that they are going to exercise more, a lot of them give up after the first couple of months. It takes a great deal of effort to make it to the gym before work or have the energy to go afterward.

galencall January 9, 2014

Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule

The Dodd-Frank Wall Street Reform and Consumer Protection Act's latest provision - the Qualified Mortgage rule â is going to effect on January 10, 2014.

galencall January 2, 2014

Face The Numbers, A Mortgage That Works For You

Before taking out a mortgage to buy a home, it's time to take a realistic survey of your finances so that you can determine your price range and what size of home you can comfortably afford.