The November 2015 issue of Pebble and Living Carmel magazines includes a contributed story by me, discussing briefly an overview of this loan as a retirment planning tool. Pebble Magazine Nov 2015 More often today than ever before, this loan is used as a retirement planning tool whether as a refinance to stay in primary residence or as a purchase money loan to secure the next home. Although the industry has seen changes this year in requiring a new fiancial assessment, homeowners continue to explore the possibilities of use with the HECM. Check out the article!