Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call December 17, 2011

Got More Month Than Money? A Few Clever Ways to Save Money This Christmas

If you are short on funds this holiday season, there is no reason why your festivities have to be any less merry!

You can still have a great Baby With Presenttime enjoying the season without having to spend a fortune.

Here are some tips that will help you save money this holiday season:

  • Instead of having to buy a gift for everyone in your office, group of friends, or social circle, why not organize a Secret Santa system instead. Put everyone’s name in a hat and then each draw out a name. You will only have to buy one gift instead of many, and everyone will get a gift in exchange!
  • Why spend money on expensive rolls of wrapping paper, when you can make your own? Presents look cute and colorful when they are wrapped in the Sunday Morning cartoons from your local newspaper. You could also get a cheap roll of brown craft paper and decorate it with stamps, markers, glitter and paint to make your own one-of-a-kind wrapping paper.
  • If you have more time than you have money, instead of buying presents for your friends you can give coupons for your services instead. For example, you could give them a voucher promising that you will clean their car, babysit their children, or help them shovel snow. If you have a special skill, such as playing the guitar or speaking Spanish, you could give out free lessons to friends you know who would like to learn. It won’t cost you anything but your time.
  • When buying gifts for your family, make sure that you comparison shop for the best price. For items such as books, if you can find them in a second hand bookstore or used online, you can sometimes get them for less than half price!
  • Instead of spending a fortune on movie tickets and overpriced popcorn to see the new holiday blockbuster in the cinema, set up your own home movie theatre with enough comfy chairs and pillows for the entire family. Put on a classic holiday favorite, make your own snacks, and enjoy a great evening for only the cost of a DVD rental and some popcorn kernels.

These are just a few ways that you can save money on your holiday celebrations and still enjoy this wonderful, festive time of year.

Filed Under: Personal Finance Tagged With: gifts, holiday shopping, holidays, presents

About Galen Call

Galen Call is a Certified Reverse Mortgage Professional (CRMP) in Monterey, California. She manages the Reverse Mortgage Division at TreeHouse Mortgage Group, a Division of American Pacific Mortgage Corporation (CALDRE #01215943 | NMLS# 1850). Galen can be reached at 831-645-1164 or by email.

Galen has been originating reverse mortgage loans since 2006 and active in the mortgage lending industry since 2003. She helps clients aged 62 and older with Home Equity Conversion Mortgages (HECM) and proprietary jumbo reverse mortgage loans. Galen brings a proactive and collaborative approach to reverse mortgage lending.

GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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