Galen Call Reverse Mortgage Specialist Monterey California

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Galen Call January 4, 2012

Fear of Failure? Tips for Keeping Your New Years Resolutions

Have you made yourself a New Year’s resolution?Goal Setting

The turning over of the calendar usually inspires us to resolve to make positive changes in our lives, but more often than not we fail to follow through on our promises to ourselves.

If you struggle to keep your New Year’s resolutions, perhaps these tips will help you stay on track:

Be more realistic.

If you set goals for yourself that are completely unattainable, you will become discouraged and give up quickly.  For example, if you want to start losing weight and gaining muscle, don’t expect to look like a body builder two weeks into the New Year. 

Make a goal to visit the gym every second day instead, and if you stick to this reasonable goal you will eventually start to see results.

Make a plan. 

If your New Year’s resolution is to pay off your credit card debt, you won’t get far if you keep on spending in the same way. You need to make a plan to do things differently to get different results.

Your plan could include creating a budget to see where you can save money, and then paying off a set amount per month until the debt is gone.

Talk about it.

If you keep your resolution a secret, there is no one to keep you to your word if you decide to give up. If you tell your friends about your goals they can encourage you and motivate you.

Break the goal into small manageable chunks.

Losing 30 pounds seems overwhelming, but losing five pounds is not so daunting.

However, if you focus on these small goals and lose five pounds six times throughout the year, you will be down to your goal weight of 30 pounds less!

These are just a few tips to help you achieve your New Year’s resolutions.

Experts say that it takes approximately three weeks for a new habit to form. If you can stick to your resolution for this long, your positive habits will soon become second nature. 

Filed Under: Personal Development Tagged With: New Years, Planning, Resolution, Success

About Galen Call

Galen Call is a Certified Reverse Mortgage Professional (CRMP) in Monterey, California. She manages the Reverse Mortgage Division at TreeHouse Mortgage Group, a Division of American Pacific Mortgage Corporation (CALDRE #01215943 | NMLS# 1850). Galen can be reached at 831-645-1164 or by email.

Galen has been originating reverse mortgage loans since 2006 and active in the mortgage lending industry since 2003. She helps clients aged 62 and older with Home Equity Conversion Mortgages (HECM) and proprietary jumbo reverse mortgage loans. Galen brings a proactive and collaborative approach to reverse mortgage lending.

GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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