If you are like most other average Americans you will have a list of bills that you have to pay every month, such as rent, cable, internet, cell phone, water, electricity and much more. If you were to list each of these monthly expenses in order of importance, which would be number one?

The answer is none, because there is one payment you need to make which is even more important than all of these and that is to yourself. The bill of “You” should be the first payment you make before you make any of your other payments. You can pay this bill by contributing a certain amount of your paycheck into your savings account.