Galen Call Reverse Mortgage Specialist Monterey California

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About Galen Call

Galen Call is a Certified Reverse Mortgage Professional (CRMP) in Monterey, California. She manages the Reverse Mortgage Division at TreeHouse Mortgage Group, a Division of American Pacific Mortgage Corporation (CALDRE #01215943 | NMLS# 1850). Galen can be reached at 831-645-1164 or by email.

Galen has been originating reverse mortgage loans since 2006 and active in the mortgage lending industry since 2003. She helps clients aged 62 and older with Home Equity Conversion Mortgages (HECM) and proprietary jumbo reverse mortgage loans. Galen brings a proactive and collaborative approach to reverse mortgage lending.

Galen Call August 25, 2021

A HECM isn’t for Everyone YET it can be a Fabulous Tool for Unlocking Home Equity

Robert Klein, CPA is the founder and President of Retirement Income Center in Newport Beach, CA. As a writer and publisher, he brings a holistic approach to retirement planning and presents a five-point matrix to consider with respect to evaluating a reverse mortgage. This comprehensive review illustrates the following factors: Projected Mortgage Balance Projected Savings […]

Filed Under: Reverse Mortgage HECM Tagged With: HECM, Home Equity, reverse mortgage

Galen Call July 21, 2021

Let us explore three ways that a reverse mortgage can help to transform retirement

It is All about Flexibility The primary benefit that one receives with a reverse mortgage is financial flexibility. It is an excellent way to tap into the equity that has built up in your home over time without having to sell the house. After living in your home for decades, moving is often not desirable; […]

Filed Under: Reverse Mortgages Tagged With: Extra Income, Reverse Mortgage flexibility, Reverse Mortgage Pros

Galen Call July 14, 2021

Considering A Reverse Mortgage? Understand These Important Points First

There are many homeowners on a fixed income once they reach a certain age, however, their expenses are not always fixed costs. Sometimes, there is a large medical expense or the need for a new car or a home repair. In the event that someone needs cash flow, and they are 62 or older one […]

Filed Under: Reverse Mortgages Tagged With: Is Reverse Mortgage for you, Reverse Mortgage Cons, Reverse Mortgage Pros

Galen Call July 7, 2021

What happens to the Home after the last borrower dies?

The misconceptions about loan repayment were far and wide before reverse mortgages became regulated and federally insured financial tools. The lender does not get the home, take title to the home, or own the home or its equity in any way. A homeowner or heir can sell the home ( that has a reverse mortgage […]

Filed Under: Reverse Mortgages Tagged With: Death, Inheriting A Home, reverse mortgage

Galen Call June 30, 2021

What Will My Children Think?

What will my children or heirs think about a reverse mortgage?  Below are a few questions to consider while you evaluate your interest in a HECM loan. Do they want to inherit the maximum equity from your home OR do they want you to enjoy the most income possible today? Do they want you to […]

Filed Under: Reverse Mortgages Tagged With: Adult Children, Home Equity, Reverse Mortage

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GALEN CALL
Manager, Reverse Mortgage Division
American Pacific Mortgage Corporation
dba TreeHouse Mortgage Group
Call Today: 831-645-1164
Fax: 831-643-1161
Galen@TreeHouseMortgage.com
NMLS #226129 | DRE #00908338
APMC DRE #01215943 | APMC NMLS #1850

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Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

California zip codes served: 93940, 93901, 93905, 93908, 93921, 93933, 93943, 93950, 93953, 93955, and 93962

Equal Housing Opp

Copyright © 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Our Location


288 Pearl Street
Monterey, CA 93940
Branch NMLS# 150751

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